.page-terms-conditions {
  font-family: Arial, sans-serif;
  line-height: 1.6;
  color: #333333; /* Default dark text for light body background */
  background-color: #f8f9fa; /* Light background for the main content area */
}

.page-terms-conditions__hero-section {
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 80px 20px 40px;
  padding-top: var(--header-offset, 120px); /* Ensure content is below fixed header */
  background-color: #0A2342; /* Main brand color for hero */
  color: #ffffff;
  overflow: hidden;
}

.page-terms-conditions__hero-content {
  position: relative;
  z-index: 10;
  max-width: 900px;
  margin-bottom: 30px;
}

.page-terms-conditions__main-title {
  font-size: 3.2em;
  margin-bottom: 20px;
  font-weight: bold;
  color: #E0B400; /* Accent color for main title */
  line-height: 1.2;
}

.page-terms-conditions__intro-text {
  font-size: 1.1em;
  margin-bottom: 30px;
  opacity: 0.9;
}

.page-terms-conditions__btn-primary {
  display: inline-block;
  background-color: #E0B400; /* Accent color for primary button */
  color: #0A2342; /* Dark text for accent button */
  padding: 15px 30px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: bold;
  transition: background-color 0.3s ease, transform 0.3s ease;
  border: none;
  cursor: pointer;
  font-size: 1em;
}

.page-terms-conditions__btn-primary:hover {
  background-color: #f5c700;
  transform: translateY(-2px);
}

.page-terms-conditions__hero-image-wrapper {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  overflow: hidden;
  z-index: 1;
}

.page-terms-conditions__hero-image {
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.2;
}

.page-terms-conditions__content-area {
  max-width: 1200px;
  margin: 0 auto;
  padding: 60px 20px;
  background-color: #ffffff;
  border-radius: 8px;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
  margin-top: -60px;
  position: relative;
  z-index: 5;
}

.page-terms-conditions__article h2,
.page-terms-conditions__article h3 {
  color: #0A2342; /* Main brand color for headings */
  margin-top: 40px;
  margin-bottom: 20px;
  font-weight: bold;
}

.page-terms-conditions__section-title {
  font-size: 2em;
  border-bottom: 3px solid #E0B400; /* Accent color for section titles */
  padding-bottom: 10px;
}

.page-terms-conditions__sub-title {
  font-size: 1.5em;
}

.page-terms-conditions__article p {
  margin-bottom: 15px;
  line-height: 1.7;
  font-size: 1.05em;
}

.page-terms-conditions__article a {
  color: #0A2342;
  text-decoration: underline;
  font-weight: bold;
}

.page-terms-conditions__article a:hover {
  color: #E0B400;
}

.page-terms-conditions__image-container {
  margin: 30px 0;
  text-align: center;
}

.page-terms-conditions__content-image {
  max-width: 100%;
  height: auto;
  border-radius: 8px;
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1);
}

.page-terms-conditions__faq-section {
  background-color: #0A2342; /* Dark background for FAQ section */
  color: #ffffff;
  padding: 60px 20px;
  margin-top: 60px;
  border-radius: 8px;
}

.page-terms-conditions__section-title--faq {
  color: #E0B400; /* Accent color for FAQ title */
  text-align: center;
  margin-bottom: 40px;
  border-bottom: none;
  font-size: 2.2em;
}

.page-terms-conditions__faq-list {
  max-width: 900px;
  margin: 0 auto;
}

.page-terms-conditions__faq-item {
  background-color: rgba(255, 255, 255, 0.1);
  border-radius: 8px;
  margin-bottom: 15px;
  overflow: hidden;
}

.page-terms-conditions__faq-question {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 20px;
  cursor: pointer;
  font-weight: bold;
  font-size: 1.1em;
  color: #ffffff;
  transition: background-color 0.3s ease;
}

.page-terms-conditions__faq-question:hover {
  background-color: rgba(255, 255, 255, 0.2);
}

.page-terms-conditions__faq-toggle {
  font-size: 1.5em;
  line-height: 1;
  transition: transform 0.3s ease;
}

.page-terms-conditions__faq-item.active .page-terms-conditions__faq-toggle {
  transform: rotate(45deg);
}

.page-terms-conditions__faq-answer {
  max-height: 0;
  overflow: hidden;
  padding: 0 20px;
  transition: max-height 0.3s ease, padding 0.3s ease;
  color: #f0f0f0;
}

.page-terms-conditions__faq-item.active .page-terms-conditions__faq-answer {
  max-height: 1000px !important; /* Sufficient height for content */
  padding: 20px;
  padding-top: 0;
}

.page-terms-conditions__faq-answer p {
  margin-bottom: 15px;
  font-size: 1em;
  line-height: 1.7;
}

/* Responsive adjustments */
@media (max-width: 1024px) {
  .page-terms-conditions__main-title {
    font-size: 2.8em;
  }

  .page-terms-conditions__section-title {
    font-size: 1.8em;
  }

  .page-terms-conditions__sub-title {
    font-size: 1.3em;
  }
}

@media (max-width: 768px) {
  .page-terms-conditions {
    font-size: 16px;
    line-height: 1.6;
  }

  .page-terms-conditions__hero-section {
    padding: 60px 15px 30px;
    padding-top: var(--header-offset, 120px) !important;
  }

  .page-terms-conditions__main-title {
    font-size: 2.2em;
  }

  .page-terms-conditions__intro-text {
    font-size: 1em;
  }

  .page-terms-conditions__btn-primary {
    padding: 12px 25px;
    font-size: 0.95em;
    max-width: 100% !important;
    width: 100% !important;
    box-sizing: border-box !important;
    white-space: normal !important;
    word-wrap: break-word !important;
  }

  .page-terms-conditions__content-area {
    padding: 30px 15px;
    margin-top: -40px;
  }

  .page-terms-conditions__section-title {
    font-size: 1.6em;
  }

  .page-terms-conditions__sub-title {
    font-size: 1.2em;
  }

  .page-terms-conditions__hero-image,
  .page-terms-conditions__content-image {
    max-width: 100% !important;
    width: 100% !important;
    height: auto !important;
    display: block !important;
  }

  .page-terms-conditions__image-container {
    max-width: 100% !important;
    width: 100% !important;
    box-sizing: border-box !important;
    overflow: hidden !important;
  }

  .page-terms-conditions__faq-section {
    padding: 40px 15px;
  }

  .page-terms-conditions__section-title--faq {
    font-size: 1.8em;
  }

  .page-terms-conditions__faq-question {
    font-size: 1em;
    padding: 15px;
  }

  .page-terms-conditions__faq-answer {
    padding: 0 15px;
  }
  
  .page-terms-conditions__faq-item.active .page-terms-conditions__faq-answer {
    padding: 15px;
    padding-top: 0;
  }
}

@media (max-width: 480px) {
  .page-terms-conditions__main-title {
    font-size: 1.8em;
  }

  .page-terms-conditions__section-title {
    font-size: 1.4em;
  }

  .page-terms-conditions__sub-title {
    font-size: 1.1em;
  }
}